100% Loan Discharge Possible

Borrower Defense to Repayment

Were you defrauded, misled, or deceived by your school? You may qualify for complete loan discharge through the Borrower Defense program.

100% Loan Discharge
Potential Refunds
Credit Repair
Claims Filed Promptly Upon Enrollment
95%
Success Rate
$25M+
Loans Discharged
10K+
Clients Helped
4.9★
Client Rating

Quick Facts

Average processing time: 12-36 months
Claims filed promptly upon enrollment
Protected by federal consumer laws

Do You Qualify for Borrower Defense?

If your school engaged in misconduct, violated state laws, or misled you, you may be eligible for complete loan discharge. Check the requirements below.

Eligibility Requirements

School Misconduct

Your school violated state laws related to your loans or education

False Advertising

School made false promises about job placement, accreditation, or outcomes

Fraud or Deception

You were deceived or defrauded by the school's actions

Federal Student Loans

You have federal student loans from the problematic school

Timely Application

You can still apply even years after graduation or withdrawal

Important Notice

Filing a borrower defense application may pause your loan payments. However, interest may continue to accrue. Our experts will help you understand all implications before proceeding.

Common Qualifying Scenarios

Job Placement Lies

School guaranteed job placement rates that were false or inflated

Accreditation Issues

School lost accreditation or misrepresented accreditation status

Credit Transfer Problems

School falsely promised credits would transfer to other institutions

Unlawful Recruitment

Aggressive or deceptive recruitment tactics targeting vulnerable populations

Program Quality Issues

School failed to provide adequate education or training as promised

Financial Aid Fraud

School manipulated financial aid processes or misrepresented costs

Not Sure If You Qualify?

Our experts will review your case for free and determine if you have grounds for a borrower defense claim.

Get Free Case Evaluation

Common Schools With Borrower Defense Claims

We've successfully helped students from these and many other institutions get their loans discharged

Corinthian Colleges

Everest, Heald, WyoTech

University of Phoenix

Online programs

Art Institute

Multiple locations

Kaplan College

Various programs

DeVry University

Career-focused programs

Many Others

We help with all qualifying schools

Don't see your school listed? We've helped students from hundreds of institutions. Contact us to discuss your specific situation.

Check Your School

Our Expert Process for Borrower Defense

We guide you through every step of the borrower defense application process, from initial evaluation to successful loan discharge.

1

Free Case Review

We analyze your situation, school history, and loan details to determine if you have grounds for a borrower defense claim.

  • School misconduct assessment
  • Loan eligibility verification
  • Evidence evaluation
2

Evidence Gathering

We help you collect and organize all necessary documentation to build a strong case for your borrower defense application.

  • School communications
  • Enrollment documents
  • Supporting evidence
3

Application Filing

We prepare and submit your complete borrower defense application to the Department of Education with all supporting documentation.

  • Professional application prep
  • Complete documentation
  • Timely submission
4

Follow-Up & Success

We monitor your application status and handle any additional requests until you receive your loan discharge decision.

  • Status monitoring
  • Additional documentation
  • Complete discharge

Typical Timeline

1

Initial Review: 1-2 weeks

Free case evaluation and eligibility determination

2

Documentation: 2-4 weeks

Evidence gathering and application preparation

3

Application Filing: 1 week

Professional submission to Department of Education

4

Review Process: 6-18 months

Department of Education review and decision

What to Expect

Payment Pause

Your loan payments may be paused during the review process

Interest Considerations

Interest may continue to accrue, but can be discharged if approved

Credit Protection

Negative credit reporting may be removed upon approval

Potential Refunds

You may receive refunds of payments already made

Federal Aid Restoration

Eligibility for federal student aid may be restored

Our Borrower Defense Success Record

We've helped hundreds of students get their loans completely discharged through the Borrower Defense program

95%
Success Rate
$25M+
Loans Discharged
10K+
Clients Helped
12-36
Months
Start Your Borrower Defense Application Today

Help Others Find Loan Relief

Know someone struggling with student loans from a fraudulent school? Share this information to help them discover their options for complete loan discharge.

Every share could help someone escape fraudulent student debt. Together, we can spread awareness about borrower rights.