Did your school close while you were enrolled or soon after you withdrew? You may qualify for complete loan discharge and potential refunds of payments already made.
You typically have 180 days from your school's closure date to apply for closed school discharge.
You may qualify for complete loan discharge if your school closed while you were enrolled or within 180 days of your withdrawal.
Your school closed while you were still enrolled and you were unable to complete your program.
You withdrew from school within 180 days before the school closed and were unable to complete your program.
The school did not provide a reasonable opportunity to complete your program through a teach-out agreement.
You have federal student loans that were used to attend the closed school.
School arranged transfer but you couldn't complete due to significant increased costs or other barriers
Your specific campus location closed, even if other campuses remained open
School stopped offering your specific program while you were enrolled
School lost accreditation making your program worthless for licensure or transfer
Department of Education may automatically discharge loans for certain school closures
Time limits for applying for closed school discharge
180 Days
Standard window to apply after school closure or your withdrawal
Still Possible
May be accepted if you demonstrate exceptional circumstances
Automatic
Some closures result in automatic discharge without application
Multiple campus locations nationwide
All campuses closed abruptly
All 130+ campuses closed
Everest, Heald, WyoTech campuses
Various for-profit institutions nationwide
Complete elimination of federal student loans used at the closed school
Refund of all payments made on the discharged loans
Negative marks related to the discharged loans removed from credit reports
Regain eligibility for federal student aid for future education
Discharged loans are generally not considered taxable income
If your school closed, you may have limited time to apply for closed school discharge. Our experts will help you determine eligibility and file your application quickly.
We work quickly to help you apply for closed school discharge and secure complete loan forgiveness. Time is critical, so we act fast.
Immediate review of your school's closure date, your enrollment status, and deadline for application.
Collect enrollment records, loan documents, and evidence of school closure to support your application.
Complete and submit your closed school discharge application to your loan servicer before the deadline.
Monitor application status and secure your complete loan discharge and payment refunds.
Official transcript or enrollment verification showing your attendance dates
Official notice of school closure or evidence from Department of Education
Federal student loan details and payment history from loan servicer
Completed closed school discharge form submitted to loan servicer
Applications must typically be filed within 180 days of school closure
Every day counts - contact us today to ensure you don't miss the deadline
Even past 180 days, we may help with exceptional circumstances claims
Urgent eligibility assessment and deadline verification
Rapid collection of required documents and evidence
Complete preparation and submission to loan servicer
Loan servicer review and discharge decision
100% loan cancellation plus refund of all payments made. Restores federal aid eligibility.
Use discharge funds to enroll at comparable program at another school.
Automatic discharge for certain school closures - no application required.
We've helped hundreds of students whose schools closed unexpectedly get complete loan discharge and payment refunds