Federal Student Loan Relief Navigation & Application Services

The Borrower Defense to Repayment program is a federal initiative that allows students to have their federal student loans discharged if they were defrauded or misled by their school. This includes cases where schools made false claims about job prospects, accreditation, or provided substandard education. If approved, you may receive a full discharge of your loans and potentially get refunds for payments already made.

You may qualify if your school misled you or engaged in fraudulent practices. Common scenarios include: false advertising about job placement rates, misleading information about accreditation, aggressive recruitment tactics, failure to provide promised education quality, or if your school closed while you were enrolled. We offer a free consultation to review your specific situation and determine your eligibility.

Your initial federal program assessment is completely free. During this consultation, we'll review your situation and determine which government programs you may qualify for.

Our fee structure is determined on a case-by-case basis. We only take on cases that we know have high chances of approval, ensuring you're investing in a strong likelihood of success.

Money-Back Guarantee: We stand behind our work with a money-back guarantee. If the Department of Education says that the claim we filed was incomplete or not according to their guidelines, we will refund your fee.

This is 100% legitimate. The Department of Education offers all of the available programs. We are here to help you navigate the best federal relief program for your specific situation and to handle all the necessary paperwork and applications, ensuring everything is submitted correctly in accordance with Department of Education regulations. Programs such as Borrower Defense, Closed School Discharge, and Public Service Loan Forgiveness (PSLF) are established by federal law and have assisted thousands of students nationwide.

Red flags to avoid with scams: Companies that claim to be affiliated with the Department of Education or loan servicers and often promise instant results. We only work with qualifying cases and submit applications directly to the Department of Education, following their official guidelines.

Our legitimacy: We provide a money-back guarantee, maintain transparency throughout the process, and have verifiable success stories. You can research these federal programs on the official Federal Student Aid website (studentaid.gov) to confirm they exist.

Your protection: Your initial consultation is free with no obligation. We only proceed if you qualify for legitimate federal relief programs, and you can verify our work through official government channels at any time.

When your loans are successfully discharged through the Borrower Defense Program, the loan entries are typically removed from your credit report, which can actually improve your credit score. You'll also receive refunds for any payments made on the discharged loans. This fresh start allows you to rebuild your financial future without the burden of fraudulent student loan debt.

Yes, you can apply for Borrower Defense even if your school is still operating. The program is designed to help students who were victims of fraud or misleading practices, regardless of whether the school has closed. The key is demonstrating that the school violated applicable state laws related to your loans or education, which our experts can help evaluate and document.